Markandey Singh — Director of Engineering, Bangalore India
Markandey Singh is a Director of Engineering at MoneyView, one of India's top fintech companies. With over 10 years of experience building distributed systems, AI agent pipelines, and large-scale engineering teams, Markandey has progressed from individual contributor to director at MoneyView.
AI Agents and MCP Orchestration
Markandey builds AI agent systems using the Model Context Protocol (MCP). His MCP Agent Farm orchestrates multiple AI agents with different LLM providers — Claude, GPT-4, and local Qwen models via Ollama — routing queries intelligently to minimize cost. The system routes 93% of queries to free local models, achieving 76% cost savings compared to cloud-only AI.
Engineering Career Journey
Career path: NTPC (power grid systems, C++, SCADA) → SAP Labs (enterprise software, Java) → Opinio (startup, first product scale) → CureFit/cult.fit (health-tech backend, millions of users) → MoneyView (fintech platform, IC to Director of Engineering over 7+ years).
Technical Expertise
Distributed systems, Kafka, Kubernetes, AWS, Node.js, Java, AI query routing, retrieval-augmented generation (RAG), local LLMs, Ollama, engineering leadership, platform engineering, fintech infrastructure.
Location
Based in Bangalore, Karnataka, India.
B.Tech Electronics & Communication, VIT Vellore, 2014.
Where I learned how large systems work
Started at NTPC, where India's power grid runs on legacy systems that cannot afford to fail. Moved to SAP Labs, building enterprise software at global scale. This is where I developed an obsession with reliability, uptime, and systems that serve millions without anyone noticing.
NTPC
Development Specialist
Power grid systems. Zero margin for error.
SAP Labs
Developer
Enterprise platforms serving Fortune 500.
Opinio
Developer
First startup. First taste of building from zero.
Where I learned to build fast and ship fearlessly
CureFit (now cult.fit) was a rocket ship. Backend systems for a health-tech platform scaling to millions of users across fitness, food, and mental wellness. This is where I learned that speed and quality aren't opposites — they're both functions of good architecture.
CureFit
Lead Developer
Designed and built backend systems from the ground up.
Building the platform that powers India's lending
MoneyView is a top-10 Indian fintech. I've grown from IC to Director of Engineering, now leading Operations, Platform, and DevOps. Our systems process millions of loan applications, handle financial data with zero tolerance for errors, and serve users across India.
MoneyView
Platform Engineering
Scalability, availability, and cost-efficiency at fintech scale.
MoneyView
DevOps & SRE
CI/CD pipelines, monitoring, incident response for financial systems.
MoneyView
Engineering Leadership
Grew from IC → Lead → Manager → Senior Manager → Director.
7+
Years at MoneyView
IC → Director
Growth
Millions
Users served
Where systems learn to think
AI isn't a buzzword in my world — it's running in production. I've built intelligent query routing systems that classify user intent and route to the right model (93% to free local models, 7% to paid APIs — saving 76% on costs). I run an MCP Agent Farm for orchestrating AI tools, a RAG pipeline with vector search, and I believe the future of engineering leadership includes knowing how to architect AI-native systems.
Personal
AI Query Routing
Smart classification: 93% local, 7% cloud. 76% cost savings.
Personal
MCP Agent Farm
Orchestration layer for AI agents with tool access.
Personal
RAG + Knowledge Store
Vector search over curated knowledge. Semantic retrieval.
Let's build something together
I'm always interested in conversations about engineering leadership, AI systems, and ambitious technical challenges.